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Are You Looking for Affordable
Health Insurance in Utah?

Some of our Providers:
Aflac Insurance
Altius Health Care
Assurant Health Care
Humana-One Insurance
Regence Insurance
Select Health Insurance

Planning for a new addition to the family?
We can help pay those astronomic maternity bills!

On most insurance plans, maternity expenses are covered only after a $5,000, $6,500 or $7,500 copay. But, we have some great news! In many cases, our Supplemental Hospital Plans can cover most or all of your maternity expenses, including childbirth.

Here are some of the benefits of a Supplemental Hospital Plan:

  • Daily cash benefits for child birth hospital stays.
  • Limited outpatient and/or doctor's fees coverage.
  • Cash paid to you, not the doctor or hospital (unless you choose to assign it to them).
  • Additional money paid to you in the event of a C-Section.
  • Supplemental insurance that pays in additional to any other insurance you already have.
  • You may use the money anyway you like such as pay household bills.
  • The longer you have to stay in the hospital, the more the policy will pay.
    • A couple of available plans are as follows:

      AFLAC - Personal Sickness Indemnity Plan $47.10
      Policy will pay approx. $1,400 for a 2-Day hospital stay
      (Level 1 rate with 3 units of Initial Hospitalization Rider)
      AFLAC - Hospital Protection Plan $54.99
      Policy will pay approx. $1,800 for a 2-Day hospital stay
      (Level 2 rate including $500 Initial Hospitalization Rider)



      AFLAC payroll deduction rates are $29.50 and $42.38 respectively.
      Contact Stellar Insurance Services, Inc. for ALFAC payroll rate qualification.

      Afflac requires that the policy be in effect for at least 10 months before childbirth, but it is suggested that the chosen plans be in effect at least two (2) months before pregnancy begins.

      Contact Stellar Insurance Services today to get assistance with the paperwork.