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Supplemental Health Insurance

Supplemental Health Insurance

Helping to bridge the gaps in your
major medical health insurance plan

As good as major medical or traditional health insurance policies may be, there are often copays, deductibles and coinsurance that need to be paid by you before your insurance policy will start paying 100% of the medical bills. You may be responsible for thousands of dollars out of pocket before your major medical policy will really start picking up the tab.

Supplemental Insurance pays in addition to any other insurance that you may already have, often paying money directly to you! Some of the policies that are available include coverage for:

  • Accidental Injury
  • Short-Term Disability
  • Cancer/Specified Diseases
  • Hospital Confinement
  • Dental
  • Vision
  • Life
  • Hospital Intensive Care

Would Supplemental Insurance be a good choice for me?

Use the form below to calculate your out of pocket expenses this year and see which supplements would benefit you most. If you are planning to be in the hospital this year (i.e. maternity, surgery, etc..), use the total estimated charges as your claim amount on line one.

Please input numbers ONLY, no commas or symbols.
Claim amount anticipated this year Average maternity costs are approx $7,7001
Your medical plan deductible
Remaining Balance after Deductible this field will auto-fill
Co-insurance for your medical plan
(usually 10%, 20% or 30% for 90/10, 80/20 or 70/30 plans, respectively).
i.e. for 10% just put 10
Amount you will have to pay for co-insurance this field will auto-fill
Your Total Estimated Out-of-Pocket Costs..... total will appear here


Do you really want to pay all of those medical bills out of pocket?

Contact Stellar Insurance Services today to get quotes on the Supplemental Insurance Plans that will best suit your particular situation.


1 - www.Examiner.com