your family or small business."
Health Insurance Group Health Individual Health Lower Costs Dental/Vision Disability/Life/Financial Planning 
Senior Care/Prescription Drugs
Long Term Care More Info Disability / Life Insurance / Financial Planning
Disability Insurance
Disability insurance is designed to replace lost income due to illness or injury. Other types of insurance products do not effectively cover this type of loss. Stellar Insurance Services, Inc. has access to a variety of carriers for different occupations.
Life Insurance
In addition to health insurance and related products, Stellar Insurance Services, Inc. can help you determine if you have enough life insurance and what type(s) of policies will best serve your situation. Having adequate life insurance is generally an important part of your overall financial plan.
Annuities, sometimes referred to as "upside down insurance policies" may be a good choice for financial planning for retirement. Annuities can benefit the living with a guaranteed income into retirement years. One type of annuity, the equity-indexed annuity (EIA), can offer a higher rate of return than fixed annuities without the risk of investing directly in the stock market.
Financial Planning
Products & Services Offered Include: IRA, Roth IRA, Annuities, Life Insurance
What happens to 100 Americans by the time they reach 65?
(Source: US Department of Health and Human Services. SSA Pub. #1311871, 6/90)
The power of compound interest. What $50.00 per month could be worth:
| Year | Total Outlay | 4% | 6% | 8% |
|---|---|---|---|---|
5 |
$3,000 |
$3,326 |
$3,506 |
$3,698 |
10 |
$6,000 |
$7,385 |
$8,235 |
$9,204 |
20 |
$12,000 |
$18,392 |
$23,218 |
$29,618 |
30 |
$18,000 |
$34,793 |
$50.477 |
$74,893 |
40 |
$24,000 |
$59,236 |
$100,072 |
$175,307 |
*These figures are for hypothetical purposes only. They do not represent an investment in any specific product.
Why Now?
At a 6% rate of return, a 30-year old male starting today, at a $25 per week premium contribution level, could expect to receive $155,232 at age 65. If he waits one year, the cash accumulation at age 65 decreases to $144,934.
One Year.............$10,297 |
|
|---|---|
| Cost of Waiting | One Month...............$814 |
| One Day...................$29 |
*These figures are for hypothetical purposes only. They do not represent an investment in any specific product.
The Time Is Now! Start with as little as $50 per month.
We can provide you with a number of different options to help meet your future needs.
Stellar Insurance Services, Inc. Salt Lake: 733-SAVE (7283) Toll-Free: (866) 209-2455 info@733save.com